Father time affects us all and, eventually, there will come a time when old age ultimately limits our physical capabilities. So during our golden years it is vital that we have safeguards to fall back on. Retirement is not just a stage, it is a process. One that requires careful consideration and planning. But what precisely are the options awaiting us after we’ve left work life behind, and how can we best make use of the money we’ve dedicated our prime years to? Find out on this episode of Pera Eskwela.